THORSENTOWER

Service · A

Regulatory Licensing

Structuring and steering PI & EMI licence applications with national regulators and cross-border passporting.

Securing a payment-institution or e-money licence is a test of substance as much as paperwork. We architect the application, the entity and the operating model so the regulator sees a business that can actually do what it proposes — then we carry it through every round of questions to authorisation.

What’s included

  • Licence strategy, scope and jurisdiction selection
  • Entity structuring and the regulatory business plan
  • Programme of operations, financial projections and capital adequacy
  • Drafting and assembly of the full application dossier
  • Management of regulator Q&A through to authorisation
  • EU passporting and cross-border notifications

How we work

01

Assess

Readiness review of your model, gaps and timeline.

02

Build

Construct the dossier, policies and operating model.

03

Submit

File with the regulator and manage every question.

04

Authorise

Carry through to licence and go-live readiness.

Begin the conversation

Map your path to licence.

Arrange a confidential consultation to assess your readiness and the work ahead.